September retail sales figure see fillip

first_imgRetail sales saw a slight increase of 0.3% last month, according to the latest figures.However, the British Retail Consortium (BRC) said the late scorching weather had meant shoppers had turned their back on clothes in favour of stocking up for barbecues.BRC director-general Stephen Robertson said that in tough times the industry should be “thankful” for the improvement in September over August’s 0.6% decline, but conditions remain weak and spending growth below inflation means customers are buying less than this time last year. Taken across the three months to the end of September, the BRC said food sales were up by 2.1%, with non-food sales down by 1.4%.A slower start to food sales in the changeable first few weeks of the month was offset by the unseasonably warm and sunny weather in the last week.“This drove salads, fresh fruit, barbecue foods, ice cream and soft drinks,” the BRC said. “Promotions continued to do well as shoppers remained cautious and looked for value and attractive offers.”Total sales in September rose by 2.5% and for the quarter were 2.2% ahead of this time in 2010, but Robertson said growth has been “flipping” between 1.5% and 2.5% for four months and in the year to date like-for-like growth is “zero”.This was backed up by analysts at Evolution Securities said the figures still represented a “volume decline”.last_img read more

Serve more members with reloadable, prepaid cards

first_img 6SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Jamie Conrad Jamie Conrad is the Assistant Vice President of Sales at LSC and has been with the company for over 20 years.    He manages the National and Strategic Account Director Teams … Web: www.lsc.net Details Believe it or not, many credit union members don’t have a traditional debit card.Some find it difficult to maintain balances, while others simply choose not to use a traditional debit card linked to a share draft account. Still others need budgeting tools to avoid overspending on credit cards.Enter reloadable, prepaid debit cards. While they tend to have more fees than debit or credit cards, according to NerdWallet, reloadable debit cards don’t have the same strict federal regulations, the high interest rates of credit cards, or the overdraft fees of checking/share draft accounts. They offer the safety and security of a Visa product with fast access to funds, without using credit cards or money orders.“Prepaid, reloadable debit cards allow consumers to stay within their means, while still living their dreams,” says Jamie Conrad, assistant vice president of sales for LSC.The cards function like ATM or debit cards, but they’re reloadable—removing some of the risk while maintaining convenience. This has been particularly helpful for members of $4.8 million asset Las Vegas UP Employees Federal Credit Union. About 80% of its members are Union Pacific Railroad employees, who travel with the railroad across the country, says Nektaria Felecos, manager.“Because our members travel a lot and we don’t have a regular debit card, this card works for that purpose,” she says. In the past, members had to rely on money orders or checks to access their funds while away from the branch. Now they have the convenience of a Visa card for purchases, free bill payment, and access to cash at ATMs.Features and FunctionsMost reloadable debit cards are accepted worldwide at Visa merchants, PIN point of sale (POS) network merchants and ATMs.  In addition, generally, they’re:Safer than cash: Visa’s Zero Liability consumer coverage applies to prepaid cards;Secure, and not linked to personal account information at the credit union;Convenient, providing free 24/7 access to balances and transaction history on the member website or mobile app;Easy to load at the credit union, on the member website, the mobile app or via an auto-funding feature;Reloadable on the fly at 50,000 Visa ReadyLink locations;Helpful, offering free member text and email alert notifications; andTime-saving: They remove the need for money orders by offering free bill-pay to members.How the cards work:A member applies for a card in person at a participating credit union.The credit union is responsible for knowing the member before issuing the card.The credit union orders the card.The card is embossed with the member’s name and shipped directly to the cardholder via U.S. mail, and the member receives it in about seven business days.The member loads funds onto the card by visiting the credit union or the member website.Members can re-use the same card, which expires within a set timeframe for added security.“The great thing is, cardholders—no matter what their economic situations—can reload the cards whenever they want, but they don’t pay overdraft fees because they can only spend the amount that’s loaded on the card,” says Conrad.“It’s very convenient for members,” says Felecos. “Everybody is excited about the card!” Las Vegas UP Employees Federal members receive their cards directly via U.S. mail, so the credit union doesn’t need to maintain inventory on-site.Often, vendors set all the fees on the cards and handle back-office operations. In many cases, credit unions can earn additional revenue by charging a retail fee for issuing each card. Credit unions don’t have liability or fraud exposure, although custom programs allow the credit union to take on the fraud risk, determine the fees, and earn interchange income. In most cases, standard cards carry a vendor logo, although credit unions have the option to brand cards with their credit union’s name and logo.Reloadable debit cards allow consumers to shop securely online since they aren’t linked to share draft accounts.“I see these prepaid, reloadable cards, like our own Everyday Spend card, becoming even more popular in the future,” says Conrad. “They offer members convenience and security while staying within a budget.”last_img read more

NTSB : LIRR Train in Brooklyn Crash Traveled Double the Speed Limit

first_imgSign up for our COVID-19 newsletter to stay up-to-date on the latest coronavirus news throughout New York The Long Island Rail Road train that partially derailed Wednesday morning in Brooklyn, injuring more than 100 people, was traveling at a higher rate of speed than is permitted before it crashed, federal investigators said.The LIRR train pulled into Atlantic Terminal exceeding 10 mph, as opposed to the 5 mph speed limit, a National Transportation Safety Board spokesman, Peter Knudson, said. Additionally, the train’s engineer, who has since been interviewed by investigators, said he only remembers directing the train as it approached Atlantic Terminal but nothing after. Investigators described him as “very cooperative,” Knudson said. The 50-year-old engineer is an MTA veteran of more than 15 years. He started his career with the agency in 1999 and became an engineer in 2000. The engineer, who the NTSB did not identify, spent the majority of his career working the overnight shift. He began his shift Wednesday “some time after midnight,” Knudson said. Investigators have not determined a cause of the crash, and the incident is still being scrutinized.Luckily, no one was killed.The six-car train, which originated from Far Rockaway and was carrying 430 passengers, was pulling into Atlantic Terminal at approximately 9:15 a.m. Wednesday. While entering the station, the engineer reduced the train’s speed to 15 mph and was traveling more than 10 mph at the time of impact. As a result, the train slammed into a bumper designed to prevent trains from traveling passed a certain point, causing the lead car and at least one axle to derail. The bumper block is able to withstand “low-speed impact” of just several miles per hour, investigators have determined. As the investigation continues, NTSB will endeavor to reach out to passengers for preliminary interviews. Meanwhile, the NTSB’s mechanics have concluded an exam of the train’s exterior, which allowed the MTA to begin removing the damaged train from the terminals. As of Thursday, four of its six cars had been removed. Officials said 103 passengers suffered mostly minor injuries.Embed from Getty Images Gov. Andrew Cuomo, who was at the scene shortly after the crash, said it was difficult to account for all the injured because many passengers did not wait around to seek medical attention.Cuomo said the investigation would focus on why the train failed to come to a complete stop as it entered the terminal.Additionally, officials said the train’s engineer, conductor and brakeman would all be interviewed.This was the second serious crash involving a LIRR train in nearly three months. In October, an eastbound LIRR train collided with a work train, injuring 29 people. No one was killed in that incident, either.last_img read more

Glasgow & Edinburgh retail

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Thousands of parents are not claiming back on their school donations

first_imgStuff co.nz 29 January 2017Family First Comment: A third of school donations can be claimed back but thousands of parents aren’t doing that.Hundreds of thousands, potentially even millions of dollars worth of unclaimed tax rebates from school donations are going unclaimed each year.Many parents are unaware they can claim a rebate from the Inland Revenue Department of up to one third of what they donated to the school their children attended.And many schools don’t tell parents they can claim a rebate on school donations. Many parents still think they’re paying a fee, rather than a donation.The number of parents claiming back money from their school donations has dropped, latest Inland Revenue figures showed between 2013 and 2015, 6000 fewer parents made a claim.In 2015, parents claimed back $21.2 million.Tax expert Michael Gousmett said a comparison of Inland Revenue and Ministry of Education data showed $46m worth of donations had not been claimed.IRD said any donation returns that were unclaimed were passed on to fund Government services such as roads, schools and hospitals.READ MORE: http://www.stuff.co.nz/national/education/88761317/Thousands-of-parents-are-not-claiming-back-on-their-school-donations?cid=app-iPhonelast_img read more

EPL: Ighalo, Silva among players to miss end of season

first_img Premier League chiefs will need to decide the best way to reschedule fixtures without it having an impact on next season – but it will leave a whole host of players in limbo with their contracts expiring at the end of June. There will be question marks as to whether those stars will be able to play if the campaign is extended beyond the end of June, which is becoming increasingly likely. The high-profile names include Manchester City’s David Silva, Tottenham defender Jan Vertonghen and Manchester United’s on-loan striker Odion Ighalo. Read Also:Odion Ighalo: Solskjaer reveals how Nigerian has improved Man United attack Ighalo has been an integral figure for the Red Devils since his loan move from the Chinese Super League in January. FacebookTwitterWhatsAppEmail分享 Manchester United forward, Odion Ighalo and Manchester City’s David Silva are among a host of Premier League stars who may miss the end of the season with the campaign set to be extended. Odion Ighalo All games have been postponed until at least the first weekend of April although that could increase as the coronavirus continues to spread globally. Loading… Chelsea star Callum Hudson-Odoi and Arsenal boss Mikel Arteta have already tested positive for the virus while a host of squad members are self-isolating. That includes West Ham boss David Moyes and fellow staff after they came into contact with Arteta during a league fixture, while Everton players have also been advised to isolate after a number of first-team stars showed symptoms. Promoted Content10 Risky Jobs Some Women DoBest & Worst Celebrity Endorsed Games Ever MadeWhich Country Is The Most Romantic In The World?You’ve Only Seen Such Colorful Hairdos In A Handful Of AnimeBirds Enjoy Living In A Gallery Space Created For ThemThe Very Last Bitcoin Will Be Mined Around 2140. Read MoreA Guy Turns Gray Walls And Simple Bricks Into Works Of Art6 Extreme Facts About HurricanesDisney’s Live-Action Simba Was Based On The Cutest Lion Cub Ever5 Of The World’s Most Unique Theme Parks6 Unforgettable Shows From The 90s That Need To Make A ComebackThe 10 Best Secondary Education Systems In The Worldlast_img read more

Osimhen: Playing in the Champions League my target

first_img Ligue 1 was abruptly ended following the coronavirus outbreak in France and across the world with Paris Saint-Germain declared champions. The Nigeria international joined the Great Danes last summer from Sporting Charleroi as a direct replacement for Ivory Coast international Nicolas Pepe, who teamed up with Premier League club Arsenal. The 21-year-old was in a spectacular form during his debut campaign for the Stade Pierre-Mauroy outfit, scoring 18 goals and providing six assists in 38 appearances across all competitions. The forward was named Lille Player of the Season following some eye-catching displays but felt frustrated after his aim to help the Great Danes secure a spot in the top European competition failed to materialize. “Winning the Lille player of the season was not my target. My target was to help the team finish in the Champions League spot, but I want to thank my team-mates and those who voted for me,” Osimhen told BBC Sport. “I’m really happy – it’s a great feeling – I’m here and proving it. The league is not as easy as some people think. It’s very competitive and you have to play among the best.” Osimhen has been linked with a number of European clubs lately, including Real Madrid, Chelsea, Tottenham Hotspur and Napoli. The striker, who lost his father recently, also dismissed the rumours making rounds that he has agreed to join the Italian side. “There’s a lot of fake news about me already agreeing a deal with Napoli – it’s sickening. Please disregard any report of transfers involving me on the news. I want to stay mute on all these as I mourn my late father,” he continued. Loading… Victor Osimhen has expressed his disappointment after Lille failed to qualify for the Champions League, having finished fourth in the 2019-20 season.center_img The forward also explained how his modest beginning has always served as motivation for him to perform well. “Whenever I’m in my free time, I reminisce on the past. My humble beginning makes me the person I am today – it’s me never, never wanting to give up,” he added. “So whenever I’m on the pitch, whenever I think about where I’m coming from, my family background, I don’t want to relent – I want to make them proud and I want to give my all.” Osimhen joined Wolfsburg after his impressive displays for Nigeria at the U17 World Cup in 2015, where he scooped the Golden Boot and Silver Ball awards to help the Golden Eaglets win the title. The young striker, however, struggled for game time with the German side, featuring in only 12 Bundesliga games before his departure. “I said some years back that I have a point to prove at Wolfsburg but I couldn’t get the chance,” he continued. “Now I’m here and proving it and I’m sending messages across and a lot of them are sending me messages also, calling to congratulate me.” The forward, who was part of the Super Eagles team that finished third at the 2019 Africa Cup of Nation in Egypt last year, also revealed he spends his leisure hours to read inspiring messages on social media. read also:I have not signed a deal with Napoli, Osimhen blasts fake news “I go to this motivational page on Instagram and save some of the important quotes that I see. In my spare time, I go to my saved items and read the quotes – it inspires me,” he said. The Super Eagles striker will hope to continue his impressive form in the 2020-2021 season. FacebookTwitterWhatsAppEmail分享 last_img read more

Rain nixes holiday weekend doubleheader for Rebels

first_imgOBERLIN, Kan. – The big weekend Memorial Day weekend doubleheader planned for Saturday and Sunday for the Lucas Oil POWRi United Rebel Sprint Series presented by Mel Hambelton Ford Racing at Longdale Speedway in Longdale, Oklahoma and 81 Speedway in Park City, Kansas has been postponed by rain.  By David Smith Jr./OKTidbits  Saturated grounds and the threat for more rain through the weekend has caused series and track officials to reschedule events for the URSS and the Sprint Series of Oklahoma presented by Smiley’s Racing Products.  center_img The rescheduled events for both IMCA RaceSaver Sprint Car series is now set for Friday night, June 21, at 81 Speedway and Saturday night, June 22, at Longdale Speedway.last_img read more

Mullins dominates Deloitte entries

first_img He should not be confused with the Mike de Kock-trained Flat horse of the same name. Elliott may also run Punchestown winner Chatham House Rule. Mullins will be hoping Kalkir gets his career back on track having been put in his place by Fiscal Focus at Christmas. The Mullins-trained Petite Parisienne, second to Chatham House Rule on debut, is also still possible. Noel Meade has a couple of interesting entries with Officieux and the newcomer Lettre De Cachet. Dai Bando, I’ll Be Your Clown, Prussian Eagle and Thunder Zone complete the list. Willie Mullins has five of the possible 12 runners in Sunday’s Deloitte Novice Hurdle at Leopardstown. Press Association Black Hercules, McKinley, Royal Bond winner Nichols Canyon and Sempre Medici complete the Mullins entry. Mouse Morris’ Alpha Des Obeaux was second to Mullins’ Douvan, the clear favourite for the Supreme, on his last start and he remains a possible. “He ran an absolute cracker the last day,” said Morris. “We’ve left him in just to see what is what, the owners will have a few others in the mix so we’ll see. “He’s in at Clonmel (which is currently unraceable) on Thursday.” Tony Martin’s Blair Perrone, the Dermot Weld duo of Silver Concorde and Windsor Park, the Sandra Hughes-trained Sub Lieutenant, Henry De Bromhead’s Identity Thief and Gordon Elliott’s Fort Smith complete the list. Elliott’s Vercingetorix is one of 10 remaining entries in the Gala Retail Spring Juvenile Hurdle on the same card. Useful on the level in France for Andre Fabre, he won well on his hurdling debut at Limerick and forms one part of an immensely strong team of juveniles for his owners Simon Munir and Isaac Souede. Mullins has won the race for the past two years with Champagne Fever and Vautour, who both went on to claim the Supreme Novices’ Hurdle at Cheltenham. This time, the champion trainer has the exciting Alvisio Ville, who is owned by JP McManus and is second favourite for the Supreme with some bookmakers despite having had only one run over timber to date last_img read more

Physician’s assistant busted for stealing medical equipment from hospital

first_imgPolice arrested 46-year-old Rhoderick Manhattan for stealing medical equipment from a hospital in the middle of a pandemic.The Palm Beach County Sheriff’s Office said Manhattan was working as a physician’s assistant at the Palms West Hospital when two hospital employees witnessed him stealing medical equipment.The witnesses told police they saw Manhattan put the equipment in a vehicle. When deputies searched the car they found over $500 worth of equipment that included 52 boot covers, 26 protective overall suits/bunny suits, 12 scrub jackets, 11 head cover hoods, a box of gloves and one pair of scrubs.Manhattan was booked into the Palm Beach County Jail on larceny of emergency equipment and grand theft of emergency equipment during a State of Emergency.He is being held on a $15,000 bond.last_img read more