New low cost service to identify wealthy supporters

first_imgWealthTag then produces a report listing the names and the charity’s I.D. numbers for these supporters and this is then sent in a secure electronic file to the charity.Prospecting for Gold say that WealthTag offer s an alternative to traditional database screenings or other types of profiling, both of which are seldom low cost. They say that the service is particularly useful for charities seeking to upgrade donors, planning an appeal or major events; and to agencies working on donor development campaigns.WealthTag has no minimum quantity and no set-up fees, and charges £2.50 for each WealthTag name identified. Prospecting for Gold suggests that about 2% of supporters will be a WealthTag supporter. About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. Prospect research specialists Prospecting for Gold have announced WealthTag, a new low cost product for identifying wealthy supporters on charities’ databases.Prospecting for Gold’s WealthTag service will match a charity’s databases of supporters against their own database of over 150,000 wealthy individuals and will tags all the supporters on your database whom they identify as wealthy.To generate a match a supporter must sufficient wealth in their own right to make a gift of at least £5,000 and/or be in a position to be able to influence a donation or gift or at least £5,000 or more. Advertisement New low cost service to identify wealthy supporters  27 total views,  2 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThiscenter_img AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Tagged with: Consulting & Agencies Giving/Philanthropy Prospect research Howard Lake | 1 November 2004 | Newslast_img read more

Where Underwater Homes are Concentrated

first_img Data Provider Black Knight to Acquire Top of Mind 2 days ago Tagged with: Equity Home Prices loans The Best Markets For Residential Property Investors 2 days ago February 6, 2020 1,664 Views Servicers Navigate the Post-Pandemic World 2 days ago Related Articles Share Save Where Underwater Homes are Concentrated  Print This Post Demand Propels Home Prices Upward 2 days ago Seth Welborn is a Reporter for DS News and MReport. A graduate of Harding University, he has covered numerous topics across the real estate and default servicing industries. Additionally, he has written B2B marketing copy for Dallas-based companies such as AT&T. An East Texas Native, he also works part-time as a photographer. Home / Daily Dose / Where Underwater Homes are Concentrated Previous: How Fannie and Freddie Work to Prevent Foreclosures Next: How Americans Feel About Mortgage Debt Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Best Markets For Residential Property Investors 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Equity Home Prices loans 2020-02-06 Seth Welborn Data Provider Black Knight to Acquire Top of Mind 2 days ago Sign up for DS News Daily About Author: Seth Welborn Servicers Navigate the Post-Pandemic World 2 days ago Subscribe Governmental Measures Target Expanded Access to Affordable Housing 2 days ago According to a new report, 14.5 million residential properties in the United States were considered equity-rich as of Q4 2019. The ATTOM Data Solutions Home Equity & Underwater Report reveals that around 26.7% of U.S. mortgaged homes hold loans that are 50% or less of their estimated market value, but a high volume of seriously underwater homes were concentrated in the South and Midwest.Louisiana topped ATTOM’s list of seriously underwater homes with 16.8% seriously underwater, followed by Mississippi (16.0%, West Virginia (13.9%), Iowa (13.5%) and Arkansas (12.9%). Similarly, states with the lowest percentage of equity-rich properties were Louisiana (13.6% equity-rich), Oklahoma (14.9%), Illinois (15.3%), Arkansas (16.3%) and Alabama (16.5%).On a zip code level, out of the 8,262 U.S. zip codes with at least 2,000 properties with mortgages in the fourth quarter, 149 zip codes were at least a quarter of all properties with a mortgage were seriously underwater. The largest number of those zip codes were in the Cleveland, Ohio; Philadelphia, Pennsylvania; Milwaukee, Wisconsin; Rockford, Illinois, and St. Louis, Missouri, metropolitan statistical areas.“Homeownership continued boosting household balance sheets across the United States in the fourth quarter of 2019, as people paying off mortgages were much more likely to be in equity-rich territory than seriously underwater. That marked yet another sign of how much the country has benefited from an eight-year housing-market boom,” said Todd Teta, Chief Product Officer with ATTOM Data Solutions. “Some big gaps in equity levels persist between regions and market segments. But as home values keep climbing, financial resources keep building for homeowners, which provides them with leverage to make home repairs, help their children through college or take on other major expenses.”The most equity-rich states were California (42.8% equity-rich), Vermont (39.2%), Hawaii (38.8%), Washington (35.4%) and New York (35.1%).According to First American Deputy Chief Economist Odeta Kushi, the high amounts of tappable equity nationwide could be key to preventing recession, providing a cushion to “withstand potential price declines.”“Today, it’s reasonable to expect homeowners to stay where they are if the economy wavered and wait until they feel more financially confident to move, or tap into home equity for recurring expenses, or sell and pay off their mortgages if necessary,” Kushi said.Though equity levels are high, ATTOM also notes that over half of all properties were equity-rich in 451 zip codes. Among 8,262 U.S. zip codes with at least 2,000 properties with mortgages in the fourth quarter of 2019, there were 451 zip codes where at least half of all properties with a mortgage were equity rich. The top 25 were all in California, with most in the San Francisco Bay area. They were led by zip codes 94116 in San Francisco (82.6% equity-rich), 94040 in Mountain View (81.7%), 94122 in San Francisco (80.6%), 94112 in San Francisco (80.1%) and 94087 in Sunnyvale (79.5%). Demand Propels Home Prices Upward 2 days ago in Daily Dose, Featured, Newslast_img read more

Chelsea Plots Summer Swoop for Barca Star, Rakitic

first_imgHowever, they report that the midfielder would prefer to remain at the Nou Camp – despite the imminent £65million acquisition Frenkie de Jong from Ajax.Speaking about his future recently, Rakitic made it clear that he wishes to stay in Catalonia.‘If I am here (at Barcelona), it’s to play,’ he said.‘If anything has to change, we will speak. I have a lot of confidence. I know what I can give. I know who I am.‘I want to be here and, if I can renew, to be here for even more years. I am really happy here, everyone knows it, above all the president. I have nothing else to say.‘I am 30 and I am in the best moment of my career. I want to enjoy football and enjoy Barca.’Share this:FacebookRedditTwitterPrintPinterestEmailWhatsAppSkypeLinkedInTumblrPocketTelegram There may be one day left until the end of the January transfer deadline looms, but Chelsea are already planning their shopping for the summer window.And according to Spanish outlet Sport, the Blues have pinpointed Barcelona’s Ivan Rakitic as one ideal addition.The front cover of their publication on Tuesday leads with this story – stating that Chelsea are ready to negotiate with Barca over the possible signing.last_img read more

Leaf profile: Nick Newman, a player that hits all the right notes

first_imgThroughout the KIJHL season The Nelson Daily Sports Editor Bruce Fuhr will take a capsule look at the players on the Nelson Leafs hockey club.Today we focus on California-native Nick Newman, who is not one of the traditional hockey players Leaf fans have seen go through the Green and White dressing room over the years. If fans see Nick Newman strum his hockey stick like a guitar to celebrate his next goal, please don’t be alarmed.Because it’s not the sound of the surf off the California coast this 6-foot, 180-pound American-born hockey player misses.It’s the sound of his guitar or harmonica or piano or time spent doodling Newman chooses to occupy idle time when he’s not burning up the ice for the Nelson Leafs.“I like all kinds of music . . . I guess especially classic rock,” Newman said during the recent off-weekend the Leaf enjoyed.“I like to play my guitar or my harmonica and write my own music.”Newman is not your traditional Canadian hockey player who eats, sleeps and breathes the sport — although Newman does possess a love for the pond game.Instead he enjoyed a love for music at a young age that mirrored his time on the ice.“I’ve always liked hockey and I guess my goal is to play (U.S.) college, hockey,” explained the native of Santa Clarita, California, the fourth largest city Los Angeles Country.“But after hockey I’d probably like to do something like combining music with that of a conception artist.”“My family works in film industry so I have all the connections,” added the 18-year-old Newman. “Something in visual affects, working for Pixar (animation studios).”Newman has been one of the pleasant surprises for Leaf coach Frank Maida.Arriving during training camp via the Vernon Vipers of the B.C. Hockey League, Newman has managed to help stabilize a scoring attack that lost its top scorer when Patrick Martens bolted for Junior A hockey.“I was scouted by the Vernon Vipers, who really liked me and had been watching me over the past few years at various tournaments,” Newman explained. “I was sent here to Nelson via (former Leaf coach) Chris Shaw who is now with Vernon.”Newman, the oldest of two sons for Tina and David Newman of Saugus, California, started hockey when he was three years old after witnessing a Los Angeles Kings game on television.He graduated through the minor hockey ranks to the Los Angeles Junior Kings U-18 team.However, the transition to the Canadian game did not come as easy as fans may think.“(The KIJHL) definitely is very different,” said Newman, tied for second in team scoring, two points behind leader Colton Schell. “A lot of people disagree with me but I feel Canadian hockey is more aggressive and physical.”“For me the way I play is a lot more on the skill side of the game, like European hockey where there’s a lot more flow to the game . . . it’s not very physical.”The transition to Canadian hockey was slow for Newman, who feels it took him 15 games to get adjusted.“I had no time or space to do anything,” said Newman, who’s mother Tina is a production executive for Disney and father, David, a freelance cinematographer. “But I’ve been able to adjust to it and I actually like it better . . . I think it’s more fun.”The crazy schedule that saw Nelson Leaf players fall quicker than timber at a mountain logging show has seen Newman playing with a host of different wingers.The influx of new line mates has not slowed Newman on the ice as the centerman has only been held off the score sheet in five of 26 games this season.“I honestly believe our team is the best in the league even though we haven’t played like it of late,” said Newman, liking the fact there no true one line on the Leafs but four equally skilled sets. “We kind of got on a high after we started beating everyone early in the season but injuries really set us back.“But we’ve been winning a lot lately so I think we’ve turned it around.”Newman & Company have just the opportunity to prove to all the league Nelson is the team to beat when the club faces a tough part of the schedule beginning Friday at the NDCC Arena against the Castlegar Rebels.The game is the first of two in December against the second-place Rebels.There is also a two-game set against Beaver Valley, the second overall team in the KIJHL and the always-tough Spokane Braves.“(Head coach) Frank (Maida) is putting a lot of importance on these next games coming up,” said Newman, scoring 17 times this season.“We were going to have the weekend off but since these big games are coming up he’s making us stay in shape by running and biking and working out.”And when he’s not running or biking there’s always time to clear the head by strumming on his guitar, with pen or pencil in hand.Nick Newman Fast Facts Age: 18Born: Santa Clarita, CalifHometown: Saugus, Calif.Height: six feetWeight: 180 poundsShoots: leftFavourite Pre-game meal: Eggs & ToastFavourite Hockey Player: Dustin Brown, L.A. KingsFavourite NHL Team: Los Angeles KingsFavourite Music: Likes all music, classic rockHobbies other than hockey:  Art & music, plays guitar, harmonica, piano, writes own musicFuture Goal: Scholarship to U.S. College Hockey Team and continue pursuing music and art [email protected]last_img read more

Raiders’ Gruden puts Jets loss aside and wants his players to do the same

first_imgALAMEDA — Jon Gruden was in a better mood Monday after the Raiders most one-sided loss of the season than he was the day after any of the three straight wins that preceded it.“Tough day yesterday, but the sun came up today,” Gruden said at his weekly press conference Monday with a 34-3 loss to the New York Jets still fresh in his mind.There was one bit of troubling news, as wide receiver Hunter Renfrow was lost for an extended period and perhaps the season with a rib injury.Gruden rejected …last_img read more

The Amazing Pigeon Techno-Beak

first_imgHow do homing pigeons find home?  Scientists at University of Frankfurt may have found the answer: magnetic minerals in their beaks.  A press release from Springer Publications describes the amazing pigeon techno-beak:In histological and physicochemical examinations in collaboration with HASYLAB, the synchrotron laboratories based in Hamburg, Germany, iron-containing subcellular particles of maghemite and magnetite were found in sensory dendrites of the skin lining the upper beak of homing pigeons.  This research project found that these dendrites are arranged in a complex three-dimensional pattern with different spatial orientation designed to analyze the three components of the magnetic field vector separately.  They react to the Earth’s external magnetic field in a very sensitive and specific manner, thus acting as a three-axis magnetometer.    The study suggests that the birds sense the magnetic field independent of their motion and posture and thus can identify their geographical position.This mechanism is probably not unique to homing pigeons, the article states.  It might be found in all birds – and even in other animals that excel at navigation.  Indeed, “many animals display behavior that is modified or controlled by the Earth’s magnetic field.”  These include animals as diverse as sea turtles, lobsters and butterflies.    A spin-off of this discovery is the human desire to imitate it.  Will similar nanotechnology someday help doctors target drugs in the body?  Will it spur inventions into new data storage devices?  Will it reduce the size of magnetometers on aircraft and spacecraft?  Too early to say.  First, inventors must find ways to synthesize these sensors.  One of the scientists at the University of Frankfurt commented, “Even though birds have been producing these particles for millions of years, the main problem for scientists who want to find benefits from their use will be the technical production of these particles.”Millions of years would not help pigeons develop techno-beaks.  Aside from that bit of Darwinian flatulence, this is an astonishing announcement.  It goes to show that no skill in nature just happens; there must be structure adequate for each function.  Homing pigeons have been known for a long time.  People have marveled at pigeon navigational abilities since antiquity, but only now do we begin to understand what machinery is involved.  The iron-containing structure in the beak is just one aspect of a system.  As with eyes and ears, a brain must be adequate to process the continuous information flow and make quick decisions.  Would that Charles Darwin, that famous pigeon-breeder, had known about this.  Things might have been different in 1859.(Visited 14 times, 1 visits today)FacebookTwitterPinterestSave分享0last_img read more

The Useful Plants Garden

first_img28 November 2003A garden featuring 150 indigenous plants with a wide range of traditional uses was officially opened at Kirstenbosch in the Western Cape on Tuesday.The Useful Plants Garden is the brainchild of current Kirstenbosch scholar Phakamani Xaba, who started the project in February last year and was funded by the Botanical Society of South Africa and the Rowland & Leta Hill Trust.The garden focuses on plants commonly used in southern Africa, especially those that have become rare or endangered through exploitation for medicinal uses or by competition from exotic crops.It is divided into sections according to the plants’ different uses: cereal plants and vegetables; construction; erosion control; crafts and weaving; dyes plants; charm plants; plants used for sexually related problems, stomach ailments, to repel insects and to treat snake-bites; headache remedies and plants used to treat colds, coughs and flu.Speaking at the launch, Environmental Affairs and Tourism Deputy Minister Rejoice Mabudafhasi said the Useful Plants Garden would raise awareness among the public – particularly young South Africans – about the conservation of indigenous plants.“Because the project was started by a young person, it will help educate other young people about the importance of their culture and to care for their environment and resources”, Mabudafhasi said.Mabudafhasi added that the Useful Plants Garden had taken gardening to another level, where it formed a part of people’s everyday lives.Xaba said the garden was based on centuries of plant use knowledge from all the peoples and cultures of South Africa.“We want to use the garden to educate the general public about useful indigenous plants and to get communities involved in the development of indigenous crops and the preservation and conservation of threatened medicinal plants”, Xaba said.Each individual plant grouping is labelled with interesting information, and visitors can safely handle, touch, rub and smell all the plants.The garden also boasts a traditional Xhosa/Mpondo hut, used to display examples of objects made from some of the plants on display, as well as interpretive information about the plants and the construction of the hut.A satellite Useful Plants Garden has also been established at the Edith Stephens Wetland Park in Philippi.Source: BuaNews Want to use this article in your publication or on your website?See: Using SAinfo materiallast_img read more

Geocaching.com Profile – “The Hiders”

first_imgThe HidersKandy and Dann, Wheeler DealersKandy and Dann, Wheeler DealersWheeler Dealers caching career is all about hiding creative and fun geocaches. Kandy and Dann started geocaching in 2003. They’ve hidden more than 1500 geocaches around their Southern California home since then.Kandy says, “We think you need to keep an open mind while placing geocaches. We like hiding caches because it feeds the creativity we have. It also has become a pleasure to be able to add fun to so many people’s lives that come to our area.”Her advice for becoming a great hider is easy to follow, “Study an area, look for any nook and cranny, be ready to do a color match or similar texture and then make it a fun name. We like to have the hint in the name.”Kandy says they like giving geocachers the same experiences that draw them to the activity, “We like Geocaching because we are always looking for an adventure. We have always liked getting out and exploring unknown territory so now we have an excuse to travel the unknown road or trail.”Out of their more than 1500 hides one hide stands out: “Our favorite hide, we were out and about looking for places to put a cache and found a pair of HANDCUFFS  in the dirt. We put them on in an abandoned cement tube with a handle.  We then hunted for a fake severed arm and put the other handcuff on the wrist of the arm and glued an Altoids tin in the palm of the hand.“We named the cache, The thief that got away…[now archived] with a description that we didn’t like people taking  our caches   The arm was finally taken away by someone but the cache made many people laugh and that is why we like placing caches.”Just this year, hiding became more exciting for the Wheeler Dealers team: “Our reward now is the “favorites” votes.  It takes more time to place a cache than to find a cache.  We are pleased that Groundspeak is acknowledging the people that help make it a fun sport for others.” Geocaching Favorites is a new feature on Geocaching.com.What’s your advice regarding creating great hides?Share with your Friends:More SharePrint RelatedPadlocks, RFID chips, and secret briefcases: an interview with a geocaching maniacMarch 12, 2019In “Geocaching Weekly Newsletter”The Ultimate Hiding Tool — Swiss Army Knife of Geocache Containers (GC53TZQ) — Geocache of the WeekSeptember 17, 2014In “Community”Time to Phone-a-Friend: Sometimes hiding a geocache takes twoJune 24, 2014In “Community”last_img read more

Smart Meters Save Water in San Francisco

first_imgSan Francisco has spent $56 million on smart water meters that allow residential and commercial customers to track how much water they’re using, all part of a voluntary effort to reduce water consumption by 10%, according to an article posted at SFGate.The program, launched on May 21, has placed the meters in 180,000 homes and businesses as California tries to cope with an extended drought. According to the SFGate report, the city has had trouble so far in meeting its 10% conservation goal.Smart meters use the same technology as smart electric meters that have been installed by many utilities. The new water meters track consumption and send the data wirelessly to the San Francisco Public Utilities Commission four times a day. Consumers can look at the information as it’s received and compare consumption to past use as well as city averages.According to the report, less than 10% of the state has the smart-meter technology, although many water districts have looked into it. “It’s an emerging technology,” Water Resources efficiency manager Peter Brostrom told SFGate. “It’s not widespread.”last_img read more

Five Ways to Improve Your Nasty, Foul Attitude

first_img Essential Reading! Get my 2nd book: The Lost Art of Closing “In The Lost Art of Closing, Anthony proves that the final commitment can actually be one of the easiest parts of the sales process—if you’ve set it up properly with other commitments that have to happen long before the close. The key is to lead customers through a series of necessary steps designed to prevent a purchase stall.” Buy Now Your attitude is everything. (Here’s an attitude checklist)Your attitude is mostly made up of your beliefs, your blueprint of how the world works. But you don’t even need to get to changed beliefs to get a giant head start on improving your nasty, foul attitude.I’ve been working this recipe for some time now. Nothing revolutionary, just highly effective.Get a good night’s sleep: You might be able to survive on less sleep than seven hours. But you shouldn’t. On seven hours sleep I am something close to the Dali Lama. On five and half hours sleep I am about as tolerant as Josef Stalin. If you want to massively improve your attitude, try to sleep seven to eight hours a day. Too little sleep will put you in a crooked mood right out of the gate.Eat clean and never late: The better you eat, the better you feel. Drop the fast food, drop the snacks, and drop the sugar. Never eat tacos and pizza in the same day (ever). Eat mostly lean meats, fruit, and vegetables. Stop eating late at night, too. You’ll sleep better, and you’ll have more energy upon waking. Oh, and for God’s sake don’t wait too long between meals; your low blood sugar will make you a monster.Drink water: No, seriously. Drink more water. The research indicates that 70% of us walk around dehydrated. It effects your attitude, and it is one the primary reasons you are so tired—and grouchy. (As it turns out, coffee isn’t water. I checked . . . I hope to someday be proven wrong.)Get some exercise: You don’t have to go crazy (like Chris Brogan, who has probably finished his daily workout before many of us roll out of bed). A half an hour of running and a twenty-minutes of weights every other day will do wonders to improve how you feel—and it will improve your attitude. You were made to do physical work of a heavier burden than banging on the keys of a keyboard and shuffling a mouse back and forth across the desk.Decompress: Meditate. Get a massage. Take a hot bath. Sit someplace quite and read. Do whatever works for you, but do something to reduce stress (and life is full of stressors, regardless of how well you believe you are functioning). The time you spend recharging is what allows you to reengage with the world with a positive, empowered attitude. If you are in a foul mood, wind down a bit.You might believe that this has nothing to do with your sales or your business results. You would be wrong. Your brain is trapped inside your tired, bad-food-eating, dehydrated, stressed-out body. Your attitude and your energy are directly correlated to your results—in sales and in life.last_img read more