This week on the Preview Show, Tom Rennie is joined by a former Premier League manager in Bobby Gould to discuss not one, but TWO new appointments ahead of game week 9 of the season!Liverpool will be managed by the former Borussia Dortmund boss Jurgen Klopp for the first time as they go to Tottenham, while second from bottom Sunderland will be led by the former West Ham manager Big Sam Allardyce as they go to West Brom.Elsewhere, Bobby has his say on Watford, Wenger and… Red Adair.Also on the show… the former Manchester United and Ipswich Town striker Alan Brazil picks his three to watch and Nathan Quao from Citi FM in Ghana (one of talkSPORT’s Global Audio Partners) plays the predictor game ‘Tom against the World’.
Neil Ashton was joined by Tom Hopkinson and Matt Hughes to cast their eye over the main sporting stories, including the first Premier League weekend of 2016.Among topics up for discussion were Ben Stokes and England’s fantastic cricket performance in South Africa, the relationship between football players and the press, Wayne Rooney’s first league goal since October and much more.
Manchester United’s nightmare season continued on Thursday evening when they were stunned by a 2-1 defeat to FC Midtjylland in Denmark.The biggest blow came before kick off when the Red Devils’ best player, David De Gea, rolled his ankle in the warm up and was replaced by Sergio Romero.United were poor throughout but took the lead through Memphis Depay before the Danish side equalised when Pione Sisto scored.And the humiliation was complete on 77 minutes when substitute Paul Onuachu gave Midtjylland the win.Manchester United fans raged at the result and manager Louis van Gaal on social media – their second consecutive loss after defeat to Sunderland on Saturday. See below for the best Twitter reaction! Louis van Gaal 1 [View the story “‘Louis van Gaal has been a bigger disaster than David Moyes!’ – Manchester United fans fume at Europa League loss” on Storify]
By Eileen Alt Powell THE ASSOCIATED PRESS When the $2.5 billion NetBank was closed by federal regulators last month, some 1,500 accounts in the online bank had balances that exceeded federal deposit insurance limits. The owners of those accounts, with deposits totaling $109 million, won’t necessarily lose all their money because federal insurance may cover some, and they’ll share in the proceeds of the sale of the failed bank’s assets. Still, it could take time for the bank to be liquidated, and they may not get 100 percent of their money back. “That has renewed interest in looking at how deposit insurance works and what the limits are,” he said. “And that’s healthy.” According to the FDIC, the basic insurance amount is $100,000 per depositor per insured bank. This limit applies to individual and joint accounts as well as some trust accounts. Earlier this year, Congress approved an increase to $250,000 in coverage for some retirement accounts, including Individual Retirement Accounts. Kathy Nagle, chief of the deposit insurance section in the consumer protection branch at the FDIC in Washington, D.C., said small savers generally don’t have to worry. “If the sum total of all your money at a bank is $100,000 or less, you don’t have to worry about all these categories. You’re fully insured,” Nagle said. “If it’s more than that, you can be fully insured – but you need to get into asking questions about whether you’re allocating your money to different categories of coverage.” When looking at those categories, she said, “it’s best to think about it per account owner, not by type of account.” She gave this example of a married couple and their insurance coverage at their hometown bank. The wife has $100,000 in her name in several savings accounts. The husband has $100,000 in his name in a separate savings account. The couple has $200,000 in a joint account with equal withdrawal rights. Each of them has an IRA, with $250,000 in each account. In this case, everything is covered by FDIC insurance, she said. Things get more complicated if the deposits are in so-called revocable trust accounts, also known as payable-on-death accounts or living trusts. “The owner is insured up to $100,000 for the interest of each qualifying beneficiary,” Nagle said. These beneficiaries can include spouses, children, siblings and some others. Savers can check on their coverage by going to the FDIC Web site at www.fdic.gov and using the Electronic Deposit Insurance Estimator, or EDIE, to check on whether their accounts qualify for insurance coverage, she said. “If it involves setting up a living trust, which can be quite complex, people can always call us for help,” Nagle said. The FDIC’s toll free hotline is 877-275-3342 (877-ASK-FDIC). The limits are the same for credit union accounts. The National Credit Union Share Insurance Fund, which is an arm of the National Credit Union Administration, maintains an insurance estimator at www.ncua.gov. Ely, the banking consultant, said that savers “need to be prudent about this, particularly in smaller banks because they’re the ones most likely to fail.” Consumers have choices, he added. “Spread your money around – put it in different institutions so you’re not over the limit,” he suggested.160Want local news?Sign up for the Localist and stay informed Something went wrong. Please try again.subscribeCongratulations! You’re all set! AD Quality Auto 360p 720p 1080p Top articles1/5READ MOREGame Center: Chargers at Kansas City Chiefs, Sunday, 10 a.m.The fact is that consumers don’t have to take that kind of risk. The Federal Deposit Insurance Corp., which insures bank and savings bank deposits, and the National Credit Union Share Insurance Fund, which covers credit union accounts, make sure consumers get all of their money immediately if a bank fails – if savers abide by the deposit limits. This is increasingly important as consumers’ accounts grow in size, especially those earmarked for retirement, and as financial institutions nationwide struggle amid rising mortgage loan delinquencies and tighter credit markets that have made it harder for banks to raise cash. Bert Ely, a banking consultant and specialist in deposit insurance who is based in Alexandria, Va., noted that in recent years, the strong economy has made it possible for faltering banks to be purchased by sound banks, with no losses to depositors. In the current financial climate, however, troubled institutions will probably be left to fail, Ely said.
AD Quality Auto 360p 720p 1080p Top articles1/5READ MOREStriving toward a more perfect me: Doug McIntyre Plascencia allegedly took the child and began walking south on Wall Street. A passer-by allegedly noticed Plascencia – who appeared to be drunk – carrying the child under one arm, and later noticed the empty stroller in front of the store, police said. The witness went inside and talked to the mother. The 33-year-old woman ran in the direction the witness saw the man and struggled with him after he refused to give the toddler back to her, authorities said. A person identified as a “38-year-old good Samaritan” grabbed Salcedo as he reached the Union Rescue Mission and held him until police arrived, according to the Los Angeles Police Department. The child was not injured. 160Want local news?Sign up for the Localist and stay informed Something went wrong. Please try again.subscribeCongratulations! You’re all set! A 47-year-old apparent transient was charged Tuesday with kidnapping a 22-month-old boy while the toddler’s mother, a Gardena resident, shopped in the Toy Town district in the heart of Skid Row last week. Mario Salcedo Plascencia pleaded not guilty to one felony count of kidnapping, with the allegation that the boy was under 14. Plascencia was ordered held in lieu of $500,000 bail. He is due back at the downtown L.A. courthouse Dec. 4 for a hearing to determine if he must stand trial. Plascencia is accused of grabbing the toddler, who had been left last Friday in his stroller at the door of a store that did not allow strollers inside.
Donegal-company GDC (Irl) Ltd has launched a new campaign aimed at restoring confidence in property market. ‘Avoid a Housing Headache’ is a 24-point best practice checklist for the home-buyer aimed at empowering, inspiring and promoting consumer rights when it comes to buying property.It was devised in response to the numbers of ghost estates, incomplete estates and completed estates with no Estate Management procedures in place throughout the country. It also seeks to separate the poorly managed developments from those that are current and live and that meet extremely high standards of quality and finish. The checklist has been separated into four parts and queries four key aspects of the buying process: the property; the management company; general considerations and the developer.According to a report released by the Department of the Environment in November, there are currently 2,800 ghost estates in Ireland. With consumer confidence at an all time low and a realisation that consumers should be empowered in the property buying process, GDC (Irl) Ltd. decided to take action.Director Daniel Doherty says, “We wanted to try and reverse the negativity in the property market so we began work on ‘Avoid a Housing Headache’ – a campaign which promotes best practice for those involved in the buying and selling of properties.“The 24-point checklist informs buyers on what questions they should be asking off the developer, solicitor, estate agent and other relevant parties,” says Daniel. The ultimate aim of the campaign is to protect home-buyers and to advise them on what standards they should expect when buying a home. The new phenomenon of Ghost Estates in Ireland has been a topical debate in 2010 and GDC (Irl) Ltd. hopes to restore some much-needed faith in this suffering sector in 2011.Daniel explains the value of their 24-point checklist. “We have created a set of key questions which should become part of the national psyche. We are now inviting the public to use our checklist when searching for a new home and to send us their feedback on its usefulness.“Members of the public including all parties involved in the buying and selling process including estate agents, solicitors, letting agents, property consultants, builders and management companies are being asked to endorse, promote and encourage these standards and start the process of restoring consumer confidence.“We want to ensure buyer commitment is delivered, developments are completed and estates are managed for the families who live there,” says Daniel. GDC (Irl) Ltd. have always been recognised as an advocate of completed and high quality developments and are associated with a number of public and private projects in the North West.They are now calling on all individuals and organisations involved in the property industry to endorse this campaign, stating that, “everyone has a duty of care to their customers”.To become a champion of this campaign, you can follow ‘Avoid a Housing Headache’ on Facebook and you are encouraged to share it among your clients and friends to save them the pain of a housing headache.For more information and to download your 24-point checklist please logon to: http://www.gdcirl.com ENDS.DONEGAL COMPANY LAUNCHES 24 POINT PLAN TO EMPOWER HOUSE-BUYERS was last modified: February 22nd, 2011 by StephenShare this:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to share on Pocket (Opens in new window)Click to share on Telegram (Opens in new window)Click to share on WhatsApp (Opens in new window)Click to share on Skype (Opens in new window)Click to print (Opens in new window)
Marcus Olsson puts Derby ahead 1 Marcus Olsson’s first goal for Derby was enough to secure a 1-0 victory over local rivals Nottingham Forest at the iPro Stadium and keep their promotion challenge on track.A game of few chances appeared to be heading for stalemate in front of a sell-out crowd of 33,000 until Tom Ince played Olsson in to settle the A52 derby 11 minutes from time.The game was full of sub-plots before the kick-off with Derby’s new football advisor Harry Redknapp watching from the directors’ box while former Rams midfielder Paul Williams was up against his ex-team mate Darren Wassall after replacing Dougie Freedman as Forest boss.The Rams won just their fourth match in their last ten. A half-time team talk by the football advisor and new Jordan boss seemingly helped as Swedish left-back Olsson went on to score the game’s only goal after 79 minutes. The ball broke to Ince just outside the area and he played Olsson in to place a low shot inside the left post.Forest have now lost six of their last eight Championship fixtures.
West Ham host Manchester United in their FA Cup quarter-final replay at 19:00, a game which you can listen to live on talkSPORT.The first tie ended in a 1-1 draw, with Anthony Martial cancelling out Dimitri Payet’s excellent free-kick in dramatic fashion.The two sides have also met at Old Trafford in the Premier League this term, drawing 0-0, and the game tonight has to end with a victor – who will face Everton in an FA Cup semi-final at Wembley.Both goalscorers from the first game start tonight, whilst Louis van Gaal has also named Marouane Fellaini in his starting XI and Wayne Rooney on the substitutes bench.Confirmed line-ups:West Ham starting XI: Randolph, Antonio, Tomkins, Ogbonna, Cresswell, Kouyate, Noble, Lanzini, Payet, Valencia, CarrollSubstitutes: Adrian, Obiang, Collins, Moses, Emenike, Hendrie, OxfordManchester United starting XI: De Gea, Fosu-Mensah, Smalling, Blind, Rojo, Carrick, Fellaini, Lingard, Herrera, Martial, RashfordSubstitutes: Romero, Valencia, Young, Schneiderlin, Mata, Memphis, Rooney Wayne Rooney playing for Manchester United 1
Former Newcastle United star David Ginola has urged the club to rediscover it’s ‘roots’ and ‘tradition’ by bringing more Geordies to the club.At present, midfielder Jack Colback and defender Steven Taylor are the only Tyneside-based players in the Magpies’ first-team.And Ginola told talkSPORT that, during his time at St James’ Park, having a number of born-and-bred Geordies in the dressing room was key to helping other players settle and perform for their passionate fans.Speaking on the Alan Brazil Sports Breakfast, the Frenchman said: “Newcastle need stability. There have been too many managers, too many people involved and most of the time wrong people.“I think Newcastle need to bring in some very interesting Geordies!“When I was playing for Newcastle we have three or four Geordie guys in the dressing room, and they made sure we all understood what playing for Newcastle United and living in the city meant.“At historic clubs like Newcastle, it’s all about roots. It’s all about tradition.”Newcastle face rock-bottom side Aston Villa on Saturday in what is likely to be a make-or-break game for their great escape hopesGinola previously told talkSPORT that relegation to the Championship was likely, but that it could present the club a chance to ‘start from scratch’ and build a better team for the future.However, after beating Crystal Palace to move a point above the bottom-three last weekend, the Frenchman believes they now have a great chance to stay up.Though he still reiterated his view that the club needs to ‘rebuild from the ashes’ and not merely ‘refurbish’ what they already have if they want to avoid another basement battle next season.“If you want to rebuild a place, you have two options ,” Ginola added.“You either go back to the foundation and start all over again, rebuild from ashes , or create from what you’ve got, you refurbish.“But I don’t want to see Newcastle just refurbish. I want them to smash the whole place down and start from scratch.“If you then build the foundation, the walls and the roof, it will be more solid and more consistent.”
France set-up a semi-final clash against Germany by beating fan favourites Iceland 5-2 at the Stade de France.The hosts were well worth their victory having raced into a 4-0 lead at half-time via goals from Olivier Giroud, Paul Pogba, Dimitri Payet and Antoine Griezmann.Although Iceland managed to net twice in the second period – Kolbeinn Sigthorsson and Birkir Bjarnason with the goals – Giroud grabbed his second of the night to secure the most emphatic result of the tournament.Iceland managed some early chances, Sigurdsson firing straight at Lloris and Bodvarsson going down under pressure from Umtiti, with calls for a penalty which was not given.However, Halldorsson had to produce a fine claim to prevent Griezmann tapping Sissoko’s cross into an empty net, and the hosts finally broke through after ramping up the pressure.Matuidi sent a perfectly weighted ball through the heart of the Iceland defence, and Giroud – who was slightly offside – ran onto the pass before sending a first-time finish past Halldorsson into the far corner of the net.The goal settled French nerves, and seven minutes later Pogba netted his first goal of the tournament, converting Griezmann’s corner with a thumping header.Iceland were sitting remarkably deep, and failing to show any of the composure they had in the victory over England in the Round of 16.Chances were few and far between, but Bodvarsson should have pulled one back when Gudmundsson’s throw was sent into the area and flicked on by Sigthorsson; however, the 24-year-old could only lob the loose ball over the bar.France had no trouble dominating the ball, pushing towards goal when they pleased with no fear of being counter-attacked by an Iceland side who were looking tired after just half-an-hour of play.Matuidi volleyed wide from Payet’s cross, before the West Ham star grabbed the third of the night, sending a low left-footed finish into the far corner from the edge of the area.With the half-time whistle just moments away, Iceland would have been pleased for the break, but before they could leave the field, Griezmann broke through on goal and chipped Halldorsson to extend the lead to 4-0.The second half started with France still on top, Griezmann and Payet fluffing chances from the edge of the box, and Pogba sending a low piledriver wide of the post.Iceland did manage a chance – just their second of the game – as the ball broke to Bjarnason on the edge of the D. However, his first time strike ballooned off his foot and flew high and wide of Lloris’ goal.Despite the miss, Iceland seemed to gain confidence from a rare attack, and Sigthorsson pulled a goal back, tapping home Sigurdsson’s right wing cross at the near post.Few suggested the comeback was on, and they were proven right minutes later, as Giroud headed home Payet’s cross to register his third goal of the tournament.Sigurdsson then fired over from inside the box as Iceland got at Les Bleus’ defence, and Lloris pulled off a magnificent save to deny Ingason’s powerful close-range header.The game had reached something of a lull, with the result decided so early on, but Iceland refused to feel sorry for themselves and continued to attack.Sigurdsson had a shot deflected wide, and with six minutes left Bjarnason headed past Lloris to grab a second consolation goal for the brave Iceland side, who bow out of Euro 2016 having earned a number of plaudits following displays of spirit, hard work, and tactical excellence. Antoine Griezmann celebrates his majestic goal 1